economy? all of this remains to be seen. as one of the biggest experiments that regulators and lawmakers have ever done in the financial industry, so it will be fascinating to watch it play out. host: our guest is scott patterson of the washington journal. richard on the independent line. so,er: every 15 years or our financial industry find a way to blow up some part of the u.s. economy. at the core of it is the essential on regulated greed of the people on wall street. going topoint are we see people in jail for destroying others'lives? actually deprive them of their liberty the way that they deprived other parts of the u.s. economy, you're not going to see a change. it is a cultural issue. again, this is one of the big criticism of the regulators, that they have not actually thrown any of the big ceos at the banks in jail. i do not think that that is totally out of the realm of yet, but as get -- time goes on, it is becoming highly unlikely. jpmorgan, we talked about the london whale earlier, they also have been find a ver